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Goal SIP Planner

Goal SIP Planner

Calculate exact monthly SIP amount needed to achieve a target financial goal.

All Calculators
Monthly SIP
₹10,500
Total Outflow
₹12,60,000
Target Goal
₹25,00,000

Goal SIP Growth Trajectory

About Goal-Based SIP Planning

Goal-Based Investing aligns your monthly investments with clear life goals such as buying your dream home, funding your child’s higher education, or securing a comfortable retirement. 🎯

Rather than picking an arbitrary monthly investment amount, this calculator reverse-calculates the exact monthly SIP required to achieve your future target. It factors in inflation so that the target goal reflects real purchasing power at your milestone year. 💡

Goal Inflation Formula
Future Goal Target = Goal Cost Today × (1 + Inflation Rate)^Years
Why Plan by Goal?
  • Inflation Protection: Ensures your savings match real future costs.
  • Precision Budgeting: Know exactly how much to allocate each month.
  • Step-Up Boost: Increase investments annually as your salary increases to reach bigger targets faster.
Calculator Disclaimer — One Source Financial Services (ARN: 48230)

This calculator is provided for general informational and illustrative purposes only. The maturity values, returns, and projections shown are indicative estimates calculated using standard compound interest assumptions based on the user's inputs — they do not constitute financial advice, guaranteed returns, or official commitments from One Source Financial Services or product issuers. Actual returns are subject to market volatility, load structures (TER), compounding conventions, applicable Tax Deducted at Source (TDS), and capital gains taxes. Please consult official scheme information documents (SID / KIM) and seek professional financial guidance before making investment decisions.