Calculate maturity returns and total interest earned on monthly recurring deposits.
A Recurring Deposit (RD) is a disciplined savings scheme offered by Indian banks and post offices that enables investors to deposit a fixed amount every month for a chosen tenure (ranging from 6 months to 10 years). 📅✨
RDs allow small monthly savers to earn competitive compound interest rates similar to fixed deposits without requiring a large upfront lump sum. Interest in RD accounts is compounded quarterly by most commercial banks. 🏦
This calculator is provided for general informational and illustrative purposes only. The maturity values, returns, and projections shown are indicative estimates calculated using standard compound interest assumptions based on the user's inputs — they do not constitute financial advice, guaranteed returns, or official commitments from One Source Financial Services or product issuers. Actual returns are subject to market volatility, load structures (TER), compounding conventions, applicable Tax Deducted at Source (TDS), and capital gains taxes. Please consult official scheme information documents (SID / KIM) and seek professional financial guidance before making investment decisions.
