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SSY Calculator

Sukanya Samriddhi Yojana (SSY) Calculator

Project total investment, interest earned, and 21-year maturity value for your girl child.

All Calculators
Invested (15 Yrs)
₹22,50,000
Interest Earned
₹46,81,643
Maturity (21 Yrs)
₹69,31,643

21-Year SSY Maturity Curve

About Sukanya Samriddhi Yojana (SSY)

Sukanya Samriddhi Yojana (SSY) is a small deposit savings scheme launched by the Government of India as part of the 'Beti Bachao Beti Padhao' campaign to secure the financial future of girl children. 👑💰

Parents or legal guardians can open an SSY account for a girl child below 10 years of age (max 2 girls per family). Accounts require a minimum deposit of ₹250/year up to a maximum of ₹1.5 Lakhs/year. 🌸

Key Features of SSY:
  • Tenure & Contributions: Deposits are made for 15 years, while the account matures after 21 years from account opening.
  • Competitive Interest: Earns high sovereign-backed compound interest compounded annually.
  • Partial Withdrawal: Up to 50% of the balance can be withdrawn after the girl reaches 18 years for higher education expenses. 🎓
  • EEE Tax Category: Exempt-Exempt-Exempt status — principal deposit, interest earned, and final maturity payout are 100% tax-free! ✨
Calculator Disclaimer — One Source Financial Services (ARN: 48230)

This calculator is provided for general informational and illustrative purposes only. The maturity values, returns, and projections shown are indicative estimates calculated using standard compound interest assumptions based on the user's inputs — they do not constitute financial advice, guaranteed returns, or official commitments from One Source Financial Services or product issuers. Actual returns are subject to market volatility, load structures (TER), compounding conventions, applicable Tax Deducted at Source (TDS), and capital gains taxes. Please consult official scheme information documents (SID / KIM) and seek professional financial guidance before making investment decisions.