Calculate Systematic Transfer Plan returns from debt/liquid funds into equity funds.
A Systematic Transfer Plan (STP) allows an investor to deploy a lump sum into a lower-risk source fund (like a Liquid or Debt fund) and transfer a fixed amount periodically into a growth-oriented target fund (usually an Equity fund).
Every transfer from the source fund is treated as a redemption under Income Tax rules and may attract short-term capital gains (STCG) or exit load if redeemed prior to specified tenure limits.
This calculator is provided for general informational and illustrative purposes only. The maturity values, returns, and projections shown are indicative estimates calculated using standard compound interest assumptions based on the user's inputs — they do not constitute financial advice, guaranteed returns, or official commitments from One Source Financial Services or product issuers. Actual returns are subject to market volatility, load structures (TER), compounding conventions, applicable Tax Deducted at Source (TDS), and capital gains taxes. Please consult official scheme information documents (SID / KIM) and seek professional financial guidance before making investment decisions.
