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Loan Against MF (LAMF)

Instant Liquidity Without Selling Funds

Loan Against Mutual Funds (LAMF) lets you pledge your existing mutual fund units as security to access an instant overdraft facility.

Your units remain invested for your goals, continuing to earn market growth and compounding.

Pay Interest Only on Used Amount

No EMI obligation — pay interest only on the exact amount drawn for the days used.

LAMF Perks

Smart short-term liquidity.

Pledge equity and debt mutual funds digitally
Limit up to 50% for equity funds and 80% for debt funds
Interest charged only on withdrawn cash

Key Benefits & Advantages

Keep Compounding

Units stay invested for long-term targets.

No Exit Penalty

Avoid exit loads and capital gains tax.

Instant Setup

Digital lien marking and limit approval.

Flexible Repayment

Repay principal anytime without charges.

Notice: Loan Against Mutual Funds is subject to lender terms, eligibility and the market value of pledged units. Mutual Fund investments are subject to market risks.

Frequently Asked Questions

Answers to common questions regarding Loan Against MF (LAMF)

No. Pledged units stay invested and continue to earn market returns and dividends.

Digital lien marking allows loan sanction within 24 to 48 hours.
AMFI Registered Mutual Fund Distributor (ARN-48230 | Valid until: 08-Mar-2027)

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