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Educational Loan

Educational Loan

Invest in Academic Excellence

Don't let financial constraints hold back academic ambitions. Education loans cover 100% of college tuition fees, accommodation, books, and travel expenses.

We guide students and parents through collateral and non-collateral loan applications with moratorium benefits.

Moratorium Period Benefits

Repayment starts after completion of the course plus job grace period (usually 6 to 12 months), letting students focus on studies first.

Education Loan Features

Global learning supported.

Covering top universities in India and overseas
Non-collateral loans available for premier institutions
Tax deduction on interest paid under Section 80E

Product Features & Benefits

Course Completion Grace

No principal EMI during course duration.

Comprehensive Funding

Covers tuition, hostel, equipment, and flight tickets.

Section 80E Tax Relief

Full interest payment is tax deductible.

Multi-Currency Options

Overseas education disbursement in foreign currency.

Notice: Loan facilities are subject to lender approval, eligibility criteria, credit appraisal and terms. One Source Financial Services acts as a facilitator / distributor.

Frequently Asked Questions

Answers to common questions regarding Educational Loan

Yes. It covers tuition fees, hostel charges, books, laptop, and travel tickets.

A grace period covering the course duration plus 6-12 months after course completion where principal repayment is deferred.

Unsecured loans up to ₹7.5 Lakhs (and up to ₹40-50 Lakhs for premier institutes) do not require collateral.

The parent or student paying interest on the education loan can claim 100% interest deduction without any upper limit for up to 8 years.

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Contact One Source Financial Services for detailed terms, options, and assisted setup.

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AMFI Registered Mutual Fund Distributor (ARN-48230 | Valid until: 08-Mar-2027)

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Get in touch with our certified financial experts at One Source Financial Services for personalized goal planning, portfolio reviews, and transparent guidance.

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