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Loan Against Share / Securities

Liquidity Without Selling Securities

Need emergency liquidity but don't want to trigger capital gains or lose out on market upside? Loan Against Shares/Securities (LAS) lets you pledge your portfolio for instant credit.

You retain ownership of your shares and continue receiving dividends, bonuses, and market gains.

Pay Interest Only on Utilized Funds

Set up an overdraft limit against pledged demat securities. Pay interest strictly on the amount drawn for the days used.

LAS Highlights

Smart asset-backed liquidity.

Pledge approved equity shares, mutual funds, and bonds
Instant digital lien marking and overdraft limit setup
Zero prepayment penalty

Product Features & Benefits

Keep Growth Intact

Your portfolio stays invested for long-term goals.

Interest on Usage

Pay interest only on the amount drawn.

No Sale Penalty

Avoid exit loads and capital gain taxes.

Instant Credit

Quick digital onboarding and limit activation.

Notice: Loan facilities are subject to lender approval, eligibility criteria, credit appraisal and terms. One Source Financial Services acts as a facilitator / distributor.

Frequently Asked Questions

Answers to common questions regarding Loan Against Share / Securities

Approved equity shares, equity & debt mutual fund units, sovereign gold bonds, and corporate bonds.

No. You continue receiving all corporate benefits like dividends, stock splits, and bonuses.

Up to 50% for equity mutual funds and up to 80% for debt mutual funds of current NAV.

Interest is calculated daily only on the exact amount drawn from your overdraft limit, not the total sanctioned limit.

Interested in this product?

Contact One Source Financial Services for detailed terms, options, and assisted setup.

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AMFI Registered Mutual Fund Distributor (ARN-48230 | Valid until: 08-Mar-2027)

Build Your Financial Future With Confidence

Get in touch with our certified financial experts at One Source Financial Services for personalized goal planning, portfolio reviews, and transparent guidance.