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Loan Against Property (LAP)

Loan Against Property (LAP)

Unlock the Hidden Equity in Your Property

Loan Against Property (LAP) lets you leverage the market value of your residential, commercial, or industrial property to raise substantial capital.

It offers significantly lower interest rates than personal loans, with long repayment tenures of up to 15-20 years.

High-Value Funding

Ideal for business expansion, working capital, debt consolidation, or big-ticket personal commitments while retaining property ownership.

LAP Advantages

Maximum value from your asset.

Funding up to 60%-70% of market property value
Lower interest rates compared to unsecured credit
Flexible tenures up to 15 to 20 years

Product Features & Benefits

Lower EMI

Long tenure and low rates mean smaller monthly EMIs.

High Capital

Access large funds for business expansion.

Retain Ownership

Continue using your property while loan is active.

Customized Structured Loans

Overdraft or term loan options available.

Notice: Loan facilities are subject to lender approval, eligibility criteria, credit appraisal and terms. One Source Financial Services acts as a facilitator / distributor.

Frequently Asked Questions

Answers to common questions regarding Loan Against Property (LAP)

Residential houses, commercial shops, office spaces, and industrial plots with clear legal titles.

Home loans are taken specifically to buy property, whereas LAP lets you mortgage existing property for any business or personal financial need.

Lenders typically offer 50% to 70% of the assessed property market value.

Repayment tenures range from 5 to 20 years.

Interested in this product?

Contact One Source Financial Services for detailed terms, options, and assisted setup.

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AMFI Registered Mutual Fund Distributor (ARN-48230 | Valid until: 08-Mar-2027)

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Get in touch with our certified financial experts at One Source Financial Services for personalized goal planning, portfolio reviews, and transparent guidance.

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